Credit & Risk

Synchrony is a financial company like no other, and life in our Credit and Risk Management teams is just as fresh and unique. We have an open, collaborative, innovative culture—similar to a startup, but with the stability of a Fortune 200. That size and structure is balanced with the freedom for our employees to make a significant impact on our business and our clients.

Our Credit team is the gatekeeper to Synchrony, foundational to our business and key to our entire industry. We perform the mission critical work of deciding who is accepted for loans, how much credit we should extend to them and for how long. And on our Credit team, we’re not just managing risk and credit, we’re partnering closely with our clients to develop their business.

Risk Management assesses, reports on and helps to mitigate risks across all business activities.   Our goal is to ensure that risks relevant to the business are identified, measured, monitored and controlled.  Protecting the company by striking a sustainable balance between risk and growth is core to everything we do.

Portfolio Risk Analyst – Lowe’s

Charlotte, NC, US

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Analyst, Fraud Tools

Kettering, OH, US

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AVP, Capital Modeling and Tools (L11)

Multiple Locations

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Manager, Operational Risk Analytics (L 09)

Hyderabad, IN

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VP, Operational Risk Oversight

Multiple Locations

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AVP, Credit Models (L10)

Hyderabad, IN

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VP, MIS Infrastructure

Multiple Locations

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We have a robust Risk Management team, including the following functions:

Corporate Risk

Risk Portfolio Management

Credit Risk

Risk Operations and Regulation Compliance

Analytics

Enterprise Risk

Merchant and Client Risk

What are your ambitions? Here’s how a career with our Credit & Risk teams can fulfill them.

First, you’ll gain valuable insights into how our business operates and the implications of credit, including risks and benefits. You will have the resources of big data to perform analytics and develop strategies that drive decisions. In our collaborative environment, you’ll have access to information, leadership training, senior leadership, and everything to achieve your goals.

A dedicated training and development team is in place to ensure that you are up-to-date on the latest industry trends. Synchrony has implemented the Three Lines of Defense process across the enterprise, so you’ll be part of a progressive, forward-thinking financial organization. We’re also continually implementing new technologies to foster smarter and more agile decision making.

Who we hire

The Credit and Risk teams include a diversity of perspectives and backgrounds, but we do have a collection of core traits that sets us apart.

We look for:

Highly analytical thinkers

Good communicators with the ability to influence others

Leadership skills

Good collaborators who thrive in a team environment

A passion for challenging work

Lifelong learners who are hungry for more training and learning opportunities

Willingness to question the status quo

A background in banking or financial services

Employee Stories

We specialize in fulfillment.

A corner office. Her daughter’s graduation. Sunset on the Riviera.
Every employee is unique. Every ambition is special.
And every reason for joining our team is individual.

I’m working forward to…

Saving lives.

Read Erica’s story
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