AVP, Credit Data Management (L11)

Job ID: 2501207

Job Description:

Role Title: AVP, Risk Data Governance (L11)

Company Overview: Synchrony (NYSE: SYF) is a premier consumer financial services company delivering one of the industry’s most complete digitally enabled product suites. Our experience, expertise and scale encompass a broad spectrum of industries including digital, health and wellness, retail, telecommunications, home, auto, outdoors, pet and more.

• We have recently been ranked #2 among India’s Best Companies to Work for by Great Place to Work. We were among the Top 50 India’s Best Workplaces in Building a Culture of Innovation by All by GPTW and Top 25 among Best Workplaces in BFSI by GPTW. We have also been recognized by AmbitionBox Employee Choice Awards among the Top 20 Mid-Sized Companies, ranked #3 among Top Rated Companies for Women, and Top-Rated Financial Services Companies.

• Synchrony celebrates ~52% women diversity, 105+ people with disabilities, and ~50 veterans and veteran family members

• We offer Flexibility and Choice for all employees and provide best-in-class employee benefits and programs that cater to work-life integration and overall well-being.

• We provide career advancement and upskilling opportunities, focusing on Advancing Diverse Talent to take up leadership roles.

Organizational Overview: Credit Team decisions credit actions across the lifecycle of a customer – from acquisition to account management to collections and recover – we work towards managing credit and fraud losses and elevating customer experience through powerful and proprietary insights on customer risk and credit behaviors. The actionable insights are driven by access to numerous alternative data sources, new age technologies, focused strategies, emerging algorithms, and predictive precision. Spread across 10 pillars the credit team in India caters to the entire gamut of decision sciences, from data management to model development to strategy design, and bringing it all to life through technology, and managing within the guardrails of our regulatory requirements. As part of the team, you will have access to some unique product propositions, functional and leadership training, interaction with executive leadership team and a myriad of diverse perspectives.
 

Role Summary/Purpose:

AVP, Risk Data Governance Supports Credit initiatives related to RDG data aggregation, architecture, data analysis, data usage with the Synchrony Financial. Serve as a key contributor and India team lead for support of on monthly load processes, new initiatives, new products, new data sources from a point of view of Credit Reporting & Modeling business owner.  Provide oversight, technical and soft skills input to India based teammates working in RDG team. Lead more complicated initiatives, data logic design or redesign analysis, mocks ups, UATs and implementation.

Key Responsibilities:

• Accountability for dynamic team deliverables on various more complex transformation data aggregation projects.

• Work closely within the 1st line business teams in IT, Marketing, Credit Risk and Operations to improve and validate accuracy of existing RDG fields, through the independent research of data issues, logic, evidence and user acceptance tests (UAT).

• Assist in the onboarding of new data sources into risk aggregation data platform (RDG), analyze differences in data, suggest logic & mapping changes to standardize and cleanse onboarding data sources, design and execute user acceptance tests for new data. 

• Run and continuously improve risk aggregation data platform (RDG) monthly load validation process and visualization reports.

• Support new product integration into risk aggregation data platform (RDG) by attending business meetings and converting business requirements into new reporting data fields through helping with design and testing. 

• Keep pace with the latest developments in academia, regulatory environment, risk technology (Data-lake, ETL platforms and data warehousing) and financial services industries in order to provide expert guidance to the Synchrony Financial functions.

Required Skills/Knowledge:

• Bachelor’s degree with a quantitative underpinning and 5+ years of work experience in data base management, data governance, analytics or in a techno-functional role 

• 4+ years of experience: SAS or SQL

• Working experience in Python, Willingness to learn and expand Python skills for data management.

• Experience with Tableau

• Leadership experience in leading or mentoring team members

• Strong communication skills, written and verbal, in a clear, concise manner

• Excellent interpersonal, organizational, prioritization, time management skills

• Ability to drive decisions based on quantitative analysis and creative thinking

Desired Skills/Knowledge:

• Curious investigative mindset for data and its relationship to business, reporting, financial modeling.

• Previous experience with business intelligence/data warehousing/visualization platforms (either project management implementation or coding or both).

• Ability to work with Python to independently analyze data.

• Understanding of Waterfall and/or Agile project management methods.

• Self-starter character with organizational and analytical skills.

• Desire to make things better, faster and user friendly for Synchrony Financial reporting and modeling user community.

• Experience with Ab Initio ETL is a plus

Eligibility Criteria: Bachelor's degree with quantitative underpinning (i.e., Data Science, Computer Science, Risk, Accounting, Business, Economics, Finance, Mathematics, Statistics, Engineering) with 5+ years of experience in Analytics ideally in support of Risk, Credit, Consumer Lending, or other relevant professional experience

Work Timings: This role qualifies for Enhanced Flexibility and Choice offered in Synchrony India and will require the incumbent to be available between 06:00 AM Eastern Time – 11:30 AM Eastern Time (timings are anchored to US Eastern hours and will adjust twice a year locally). This window is for meetings with India and US teams. The remaining hours will be flexible for the employee to choose. Exceptions may apply periodically due to business needs. Please discuss this with the hiring manager for more details. 

For Internal Applicants:

• Understand the criteria or mandatory skills required for the role, before applying

• Inform your manager and HRM before applying for any role on Workday

• Ensure that your professional profile is updated (fields such as education, prior experience, other skills) and it is mandatory to upload your updated resume (Word or PDF format)

• Must not be any corrective action plan (Formal/Final Formal)

• L9+ Employees who have completed 18 months in the organization and 12 months in their current role and level are only eligible.

• L9+ Employees can apply

Level / Grade : 11

Job Family Group:

Credit